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@

你的问题官网上都有解答呀，你仔细看看

guestagain(guest again)
Repaying none of the annual amount required to be repaid for the year
If you do not make the annual repayment to your RRSP(s), PRPP or SPP, you have to include it as RRSP income on line 12900 of your Income Tax and Benefit Return. The amount you include on line 12900 is the minimum amount you have to repay as shown on your Home Buyers' Plan (HBP) Statement of Account. Your HBP balance will be reduced accordingly.

Note
You will still have to make the annual repayment to your RRSP(s), PRPP or SPP for each year remaining in your HBP participation period, until you repay the total amount you withdrew from your RRSP(s) under the HBP.
(#12745308@0)
Last Updated: 2020-3-8
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Replies, comments and Discussions:

  • 枫下家园 / 钱财税务 / 我老公去年买的RRSP，全部存到了我的名下，用的是他的额度，我们买房子时他提取了RRSP,所以需要他每年还一定的额度，那么他存到我名下的RRSP 可不可以用来还这个HBP? 谢谢告知！ -doyouremeber(newlife); 2020-3-8 (#12745091@0)
    • 应该是不可以。 -guestagain(guest again); 2020-3-8 (#12745151@0)
    • Yes he can. He can designate certain amount of HBP repayment against his contribution, regardless of whether that's spousal RRSP or not. -falcon(令狐葱); 2020-3-8 (#12745186@0)
      • 刚刚8了一下，好象不可以吧 -guestagain(guest again); 2020-3-8 {405} (#12745189@0)
        ......
        Contributions that cannot be designated as repayments
        Not all contributions you make to your RRSP(s), PRPP or SPP in the repayment year or in the first 60 days of the year after can be designated as a repayment under the HBP. You cannot designate contributions that:

        you make to your spouse's or common-law partner's RRSP(s) or specified pension plan (SPP) (or that they makes to your RRSP)
        ......
        • 谢了，幸好没弄错。 -thegirlbefore(Jane); 2020-3-8 (#12745250@0)
        • 到底可不可以呀，如果不可以话怎么办呀？算是他提取了rrsp? 但是他又买了rrsp, 在退税上有什么影响？ -doyouremeber(newlife); 2020-3-8 (#12745281@0)
          • 你的问题官网上都有解答呀，你仔细看看 -guestagain(guest again); 2020-3-8 {638} (#12745308@0)
            Repaying none of the annual amount required to be repaid for the year
            If you do not make the annual repayment to your RRSP(s), PRPP or SPP, you have to include it as RRSP income on line 12900 of your Income Tax and Benefit Return. The amount you include on line 12900 is the minimum amount you have to repay as shown on your Home Buyers' Plan (HBP) Statement of Account. Your HBP balance will be reduced accordingly.

            Note
            You will still have to make the annual repayment to your RRSP(s), PRPP or SPP for each year remaining in your HBP participation period, until you repay the total amount you withdrew from your RRSP(s) under the HBP.
          • 你俩是一伙的，不可以。 -2841999(四友); 2020-3-9 (#12745793@0)
    • 不可以。 -snowdance(温柔一刀); 2020-3-8 (#12745478@0)

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