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@

对 :保证8%+年息,但不能保证本金。ZWC.TO--BMO CA High Dividend Covered Call ETF,

 

 
 

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Replies, comments and Discussions:

  • 枫下家园 / 钱财税务 / 投资小白的问题,有人推荐ETF,说 it is guaranteed 4% dividend every year. 是这样吗?能用RRSP去买ETF吗?
    • 有这好事?小心被骗。
    • 能自己买卖股票的RRSP账户就可以买ETF,ETF有几千个,分红类的4%很正常 +1
      • 谢谢,我现在RRSP都买的是mutual fund, 能转成ETF吗?应该怎么操作呢?
        • 听你口音,我估计你的RRSP是mutual fund账户,不能自行买股票/ETF。你要去开个能自行买卖股票的证券投资RRSP账户,开户时让他们把你原来的RRSP里mutual fund卖掉钱转过去
          • 不用卖,mutual fund 可以直接转进投资账号,至少td 水房可以 +1
            • 还是要卖了MF才有钱买ETF
              • 我的mutual funds十几年也没涨多少,所以想ETF是不是比mutual funds好,管理费只有0.2%
    • dividend可以guarantee,但value不能,现在最高的5年GIC是1.8%,这是唯一100%保险的,不过加拿大公布的通膨>2%
      • 4%dividend 如果每年可以guarantee的话,已经很不错了吧。股票Value我理解是随市场波动 +1
        • dividend % cannot be guaranteed. Canadian Bank normally does not cut dividend. When the price is 100 dollars, 4 dollar of dividend is 4%. When the price raise to 200 dollars, that dividend becomes 2%.
          • 我的理解很多人退休以后需要有固定的收入,比如5千一个月,他们其实不太关心本金,只要不是波动特别大,给搞没了,但是每个月一定要有比较一致的收入。因此用这种dividend基金加GIC搭配,你应该比我专业。
        • 美加市场上4-6% Distribution Yield 的 ETF 有233个, I open a can of worms for you
          本文发表在 rolia.net 枫下论坛Symbol Name Yield Country
          ZJK BMO High Yld US Corp Bd ETF 5.97% Canada
          FHC FT AlphaDEX US Consumer Stp Sect ETF 5.94% Canada
          HEF Horizons Enhan Inc Financials ETF Comm 5.93% Canada
          SYLD Purpose Strategic Yield ETF 5.91% Canada
          HBF.U Harvest Brand Leaders Plus Inc ETF U 5.89% Canada
          BFIN Brompton North American Fincls Div ETF 5.84% Canada
          HEJ Horizons Enh Inc Intl Equity ETF Comm 5.83% Canada
          ZUP BMO US Preferred Share ETF 5.82% Canada
          ZUP.U BMO US Preferred Share ETF (USD) 5.81% Canada
          ZWB BMO Covered Call Canadian Banks ETF 5.80% Canada
          IDR Middlefield REIT Indexplus ETF 5.78% Canada
          HOG Horizons Pipelines & Energy Services ETF 5.76% Canada
          RPS Purpose Canadian Preferred Share ETF 5.75% Canada
          HGY Horizons Gold Yield ETF Comm 5.71% Canada
          PYF Purpose Premium Yield ETF 5.70% Canada
          ZHP BMO US Preferred Sh Hgd CAD ETF 5.63% Canada
          SCGR Starlight Global Real Estate ETF 5.59% Canada
          XTR iShares Diversified Monthly Income ETF 5.56% Canada
          HEX Horizons Enhanced Income Equity ETF Comm 5.55% Canada
          ZEO BMO Equal Weight Oil & Gas ETF 5.55% Canada
          PIN Purpose Monthly Income ETF 5.53% Canada
          PYF.B Purpose Premium Yield ETF B (N-C Hdg) 5.51% Canada
          ZPR BMO Laddered Preferred Share ETF 5.47% Canada
          CHB iShares US High Yield FI ETF CADH Comm 5.43% Canada
          DIVS Evolve Active Canadian Preferred SharETF 5.36% Canada
          ZDH BMO International Div Hdgd to CAD ETF 5.35% Canada
          PINC Purpose Multi-Asset Income ETF 5.31% Canada
          PPS Invesco Canadian Preferred Share ETF 5.30% Canada
          FLOT.B Purpose Floating Rt Inc ETF NCH CAD 5.29% Canada
          PYF.U Purpose Premium Yield ETF U USD 5.27% Canada
          RPF RBC Canadian Preferred Share ETF 5.25% Canada
          TUSB TD Select US Short Term Corp Bd Ldr ETF 5.24% Canada
          REIT Invesco S&P/TSX REIT Income ETF 5.19% Canada
          XHY iShares US High Yield Bond ETF CADH 5.18% Canada
          HEE Horizons Enhanced Inc Energy ETF Comm 5.16% Canada
          IEMB IA Clarington Emer Mrkts Bd Fd Srs ETF 5.13% Canada
          XEI iShares S&P/TSX Composite High Div ETF 5.13% Canada
          HFP Horizons Active FR Perf Share ETF Comm 5.12% Canada
          HPR Horizons Active Preferred Share ETF Comm 5.12% Canada
          TPRF TD Active Preferred Share ETF 5.11% Canada
          QHY Mackenzie US High Yield Bond ETF CAD Hdg 5.08% Canada
          PDC Invesco Canadian Dividend ETF 5.06% Canada
          ZDI BMO International Dividend ETF 5.06% Canada
          FCHY Fidelity Systematic US HY Bd ETF 5.05% Canada
          HTA Harvest Tech Achievers Gr&Inc ETF 5.03% Canada
          ZWA BMO Covered Call DJIA Hedged to CAD ETF 5.03% Canada
          ZRE BMO Equal Weight REITs ETF 5.01% Canada
          CSD iShares Short Dur Hi Inc ETF CADH Comm 4.98% Canada
          CPD iShares S&P/TSX Cdn Prefr Shr ETF Comm 4.96% Canada
          EDGF Brompton European Dividend Growth ETF 4.96% Canada
          MHYB Mackenzie Global Hi Yld Fxd Inc ETF 4.93% Canada
          XPF iShares S&P/TSX NA Prefr Stk ETF CADH 4.93% Canada
          RIT CI First Asset Canadian REIT ETF Comm 4.92% Canada
          HEA.U Horizons Enh Inc US Equity USD ETF Comm 4.90% Canada
          HTA.U Harvest Tech Achievers Gr&Inc ETF USD 4.89% Canada
          DCP Desjardins Canadian Preferred Share ETF 4.88% Canada
          TQGD TD Q Global Dividend ETF 4.86% Canada
          XDIV iShares Core MSCI Canadian Qual Div ETF 4.84% Canada
          FCHH Fidelity Systematic US HY Bd Ccy Ntl ETF 4.82% Canada
          FLOT Purpose Floating Rt Inc ETF 4.82% Canada
          CXF CI First Asset CanadianConvertBd ETFComm 4.79% Canada
          XDV iShares Canadian Select Dividend ETF 4.79% Canada
          ZDV BMO Canadian Dividend ETF 4.79% Canada
          PR Lysander-Slater Preferred Share ActivETF 4.78% Canada
          FCCD Fidelity Canadian High Dividend ETF 4.77% Canada
          RPU.B Purpose US Preferred Shr ETF (Non-FX H) 4.76% Canada
          BASE.B Evolve Global Matrls&Mng Enh Yld ETF UnH 4.74% Canada
          BNC Purpose Canadian Financial Income ETF 4.69% Canada
          CSY CI First Asset Core Canadian Eq Inc ETF 4.69% Canada
          PLDI PIMCO Low Duration Mly Inc (Cnd) ETF Sr 4.69% Canada
          BPRF Brompton Flaherty & Crmrn IG Prf ETF 4.67% Canada
          PID Purpose International Dividend ETF 4.64% Canada
          RPU Purpose US Preferred Share ETF 4.59% Canada
          VDY Vanguard FTSE Canadian High Div Yld ETF 4.59% Canada
          BKL.C Invesco Senior Loan ETF CAD 4.57% Canada
          PREF Evolve Dividend Stability Pref Share ETF 4.57% Canada
          ZFH BMO Floating Rate High Yield ETF 4.56% Canada
          BASE Evolve Global Matrls&Mng Enh Yld ETF 4.54% Canada
          CYH iShares Global Monthly Div ETF CADH Comm 4.53% Canada
          DXP Dynamic Active Preferred Shares ETF 4.52% Canada
          HUL Harvest US Equity Plus Income ETF 4.51% Canada
          XUT iShares S&P/TSX Capped Utilities ETF 4.51% Canada
          XRE iShares S&P/TSX Capped REIT ETF 4.50% Canada
          CVD iShares Convertible Bond ETF Comm 4.49% Canada
          ZEF BMO Emerging Markets Bd Hdgd to CAD ETF 4.45% Canada
          FPR CI First Asset Preferred Share ETF 4.43% Canada
          NPRF NBI Active Canadian Preferred Shares ETF 4.39% Canada
          FCUD Fidelity US High Dividend ETF 4.36% Canada
          PFH.F Invesco Fundamental High Yld Corp Bd ETF 4.34% Canada
          ZMI BMO Monthly Income ETF 4.34% Canada
          QEBL Mackenzie Emerging Mkts Lcl Ccy Bd ETF 4.30% Canada
          BKL.F Invesco Senior Loan ETF CAD Hedged 4.29% Canada
          BKL.U Invesco Senior Loan ETF USD 4.29% Canada
          QEBH Mackenzie Emerging Markets Bd ETF CAD H 4.28% Canada
          UHD Invesco S&P 500 Hi Div Low Vol ETF CAD 4.27% Canada
          TUHY TD Active U.S. High Yield Bond ETF 4.24% Canada
          DXO Dynamic Active Crossover Bond ETF 4.21% Canada
          RBNK RBC CA Bank Yield ETF 4.21% Canada
          FCUH Fidelity US High Dividend Ccy Netrl ETF 4.20% Canada
          DXM CI First Asset Mstar CAD DivTgt30ETFComm 4.17% Canada
          HUL.U Harvest US Equity Plus Income ETF USD 4.17% Canada
          FSL FT Senior Loan ETF CAD Hdg Comm 4.15% Canada
          ZEB BMO Equal Weight Banks ETF 4.14% Canada
          RCD RBC Quant Canadian Dividend Leaders ETF 4.09% Canada
          UHD.F Invesco S&P 500 Hi Div Low Vol ETF CAD H 4.09% Canada
          ZZZD BMO Tactical Dividend ETF 4.09% Canada
          LS Middlefield Healthcare&Life Sciences ETF 4.05% Canada
          UHD.U Invesco S&P 500 Hi Div Low Vol ETFUSD 4.04% Canada
          MDIV Multi-Asset Diversified Income ETF 5.98% United States
          ESHY Xtrackers JPMorgan ESG USD HY Corp BdETF 5.89% United States
          WOMN Impact Shares YWCA Women's Empwrmt ETF 5.89% United States
          HYDB iShares Edge High Yield Defensive Bd ETF 5.84% United States
          IBHE iShares iBonds 2025 Term HY and Inc ETF 5.76% United States
          SPFF Global X SuperIncomeâ„¢ Preferred ETF 5.75% United States
          SPHY SPDR® Portfolio High Yield Bond ETF 5.65% United States
          XLE Energy Select Sector SPDR® ETF 5.62% United States
          HYEM VanEck Vectors EM High Yield Bond ETF 5.60% United States
          MFMS MFAM Small-Cap Growth ETF 5.59% United States
          XSHD Invesco S&P SmallCap Hi Div Low Vol ETF 5.55% United States
          IBHC iShares iBonds 2023 Term HY and Inc ETF 5.53% United States
          WDIV SPDR® S&P Global Dividend ETF 5.52% United States
          IBHD iShares iBonds 2024 Term HY and Inc ETF 5.51% United States
          FLHY Franklin Liberty High Yield Corp ETF 5.50% United States
          PEX ProShares Global Listed Private Equity 5.50% United States
          POTX Global X Cannabis ETF 5.49% United States
          EZA iShares MSCI South Africa ETF 5.48% United States
          PGHY Invesco Global Short Term Hi Yld Bd ETF 5.48% United States
          EMHY iShares J.P. Morgan EM High Yld Bd ETF 5.47% United States
          IBHB iShares iBonds 2022 Term HY and Inc ETF 5.44% United States
          IDV iShares International Select Div ETF 5.44% United States
          SJNK SPDR® Blmbg BarclaysST HY Bd ETF 5.36% United States
          USHY iShares Broad USD High Yield Corp Bd ETF 5.33% United States
          FEMB First Trust Emerging Mkts Lcl Ccy Bd ETF 5.29% United States
          DVYE iShares Emerging Markets Dividend ETF 5.28% United States
          HEWC iShares Currency Hedged MSCI Canada ETF 5.28% United States
          HYLB Xtrackers USD High Yield Corp Bd ETF 5.23% United States
          HYHG ProShares High Yield—Interest Rate Hdgd 5.20% United States
          FALN iShares Fallen Angels USD Bond ETF 5.19% United States
          PFXF VanEck Vectors Pref Secs ex Fincls ETF 5.19% United States
          NGE Global X MSCI Nigeria ETF 5.18% United States
          JNK SPDR® Blmbg Barclays High Yield Bd ETF 5.13% United States
          NUHY Nuveen ESG High Yield Corporate Bd ETF 5.13% United States
          HYZD WisdomTree Interest Rt Hdg Hi Yld Bd ETF 5.12% United States
          HYLS First Trust Tactical High Yield ETF 5.11% United States
          RDOG ALPS REIT Dividend Dogs ETF 5.11% United States
          SHYG iShares 0-5 Year High Yield Corp Bd ETF 5.10% United States
          WBIY WBI Power Factor® High Dividend ETF 5.10% United States
          PSK SPDR® Wells Fargo Preferred Stock ETF 5.09% United States
          FCEF First Trust CEF Income Opportunity ETF 5.01% United States
          BSJP Invesco BulletShares 2025 HY Corp Bd ETF 4.96% United States
          SPYD SPDR® Portfolio S&P 500 High Div ETF 4.95% United States
          EPRF Innovator S&P Investment Grade Pref ETF 4.93% United States
          RDIV Invesco S&P Ultra Dividend Revenue ETF 4.93% United States
          SRLN SPDR® Blackstone / GSO Senior Loan ETF 4.93% United States
          FPEI First Trust Instl Pref Secs and Inc ETF 4.92% United States
          DIVO Amplify CWP Enhanced Dividend Income ETF 4.91% United States
          HYG iShares iBoxx $ High Yield Corp Bd ETF 4.91% United States
          EMLC VanEck Vectors JP Morgan EM LC Bd ETF 4.90% United States
          PGF Invesco Financial Preferred ETF 4.90% United States
          PGX Invesco Preferred ETF 4.90% United States
          SPHD Invesco S&P 500® High Div Low Vol ETF 4.89% United States
          FPE First Trust Preferred Sec & Inc ETF 4.87% United States
          IXC iShares Global Energy ETF 4.84% United States
          WFHY WisdomTree US Hi Yld Corp Bd 4.81% United States
          PFF iShares Preferred&Income Securities ETF 4.80% United States
          PFLD AAM Low Duration Pref & Inc Secs ETF 4.80% United States
          GHYB Goldman Sachs Access Hi Yld Corp Bd ETF 4.76% United States
          PFFD Global X US Preferred ETF 4.76% United States
          VDE Vanguard Energy ETF 4.76% United States
          UAE iShares MSCI UAE ETF 4.75% United States
          IYE iShares US Energy ETF 4.74% United States
          FTHI First Trust BuyWrite Income ETF 4.73% United States
          PXJ Invesco Dynamic Oil & Gas Services ETF 4.72% United States
          TFIV Global X TargetIncomeâ„¢ 5 ETF 4.71% United States
          VWID Virtus WMC International Dividend ETF 4.71% United States
          ELD WisdomTree Emerging Markets Lcl Dbt ETF 4.70% United States
          ANGL VanEck Vectors Fallen Angel HiYld Bd ETF 4.69% United States
          EMLP First Trust North Amer Engy InfrasETF 4.69% United States
          BSJN Invesco BulletShares 2023 HY Corp Bd ETF 4.68% United States
          JPHY JPMorgan High Yield Research Enh ETF 4.68% United States
          IHY VanEck Vectors Intl Hi Yld Bd ETF 4.66% United States
          BSJQ Invesco BulletShares 2026 HY Corp Bd ETF 4.65% United States
          PSP Invesco Global Listed Private Equity ETF 4.65% United States
          MJ ETFMG Alternative Harvest ETF 4.61% United States
          FENY Fidelity® MSCI Energy ETF 4.60% United States
          CHIR Global X MSCI China Real Estate ETF 4.58% United States
          SFHY WisdomTree US S-T HiYld CorpBd 4.58% United States
          HYXF iShares ESG Advanced Hi Yld Corp Bd ETF 4.57% United States
          BSJR Invesco BulletShares 2027 HY Corp Bd ETF 4.55% United States
          HYS PIMCO 0-5 Year High Yield Corp Bd ETF 4.53% United States
          BSJO Invesco BulletShares 2024 HY Corp Bd ETF 4.52% United States
          FXN First Trust Energy AlphaDEX® ETF 4.52% United States
          JDIV JPMorgan US Dividend ETF 4.52% United States
          GBDV Global Beta Smart Income ETF 4.51% United States
          QED IQ Hedge Event-Driven Tracker ETF 4.49% United States
          FDL First Trust Morningstar Div Leaders ETF 4.48% United States
          HYDW Xtrackers Low Beta High Yield Bond ETF 4.46% United States
          PCY Invesco Emerging Markets Sov Debt ETF 4.46% United States
          IYLD iShares Morningstar Multi-Asset Inc ETF 4.39% United States
          YLD Principal Active Income ETF 4.39% United States
          GHYG iShares US & Intl High Yield Corp Bd ETF 4.38% United States
          RSXJ VanEck Vectors Russia Small-Cap ETF 4.38% United States
          PREF Principal Spectrum Pref Secs Actv ETF 4.37% United States
          TOKE Cambria Cannabis ETF 4.33% United States
          EFAS Global X MSCI SuperDividend® EAFE ETF 4.32% United States
          FJNK Pacific Global Focused High Yield ETF 4.31% United States
          JPMB JPMorgan USD Emerging Mkts Svr Bd ETF 4.31% United States
          PEY Invesco High Yield Eq Div Achievâ„¢ ETF 4.30% United States
          ERUS iShares MSCI Russia ETF 4.29% United States
          FDHY Fidelity® High Yield Factor ETF 4.29% United States
          BSJM Invesco BulletShares 2022 HY Corp Bd ETF 4.24% United States
          HDAW Xtrackers MSCI All WldexUSHiDivYldHEqETF 4.24% United States
          DEM WisdomTree Emerging Markets High Div ETF 4.21% United States
          EMAG VanEck Vectors EM Aggregate Bond ETF 4.21% United States
          VWOB Vanguard Emerging Mkts Govt Bd ETF 4.20% United States
          RFUN RiverFront Dynamic Unconstrained Inc ETF 4.18% United States
          VRP Invesco Variable Rate Preferred ETF 4.17% United States
          DHS WisdomTree US High Dividend ETF 4.14% United States
          WBIN WBI BullBear Trend Switch US TR ETF 4.12% United States
          GCOW Pacer Global Cash Cows Dividend ETF 4.11% United States
          PXE Invesco Dynamic Engy Explr & Prdtn ETF 4.10% United States
          DEW WisdomTree Global High Dividend ETF 4.09% United States
          IIGV Invesco Investment Grade Value ETF 4.09% United States
          HDV iShares Core High Dividend ETF 4.07% United States
          FCA First Trust China AlphaDEX® ETF 4.06% United States
          HYGH iShares Interest Rate Hdg Hi Yld Bd ETF 4.06% United States
          FLZA Franklin FTSE South Africa ETF 4.05% United States
          IPFF iShares International Preferred Stk ETF 4.04% United States
          HYLV IQ S&P High Yield Low Volatility Bd ETF 4.03% United States
          DEEP Roundhill Acquirers Deep Value ETF 4.02% United States
          HYD VanEck Vectors High Yield Muni ETF 4.02% United States
          ROOF IQ US Real Estate Small Cap ETF 4.01% United States
          BSJL Invesco BulletShares 2021 HY Corp Bd ETF 4.00% United States更多精彩文章及讨论,请光临枫下论坛 rolia.net
    • 有可能保证4%年息,但不能保证本金。哈哈。
      • 4% 年息也不能用保证这个词,只能说这家公司持续多少年这样了。
    • 股价跌的时候分红比例还会增加呢,你看看去年的Enbridge,5%变成了8%.可惜股价下来不少,还好最近上去了点
    • 对 :保证8%+年息,但不能保证本金。ZWC.TO--BMO CA High Dividend Covered Call ETF, +2

       

       
       

      加上券商:WealthSimple Trade, no minimum balance,加拿大第一个$ 0佣金股票交易程序-注册将获得$10奖金 开RRSP/TFSA 免费+买/卖股票免费 , 又省一笔钱。加上RRSP/TFSA 无CAPITAL GAIN/LOSS---.
      Sign up NOW ,and we'll both get $10 to trade. 

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      • 1.安全性好 Most ETFs are actually fairly safer than stocks.
      • 2. 税务 优势 ETFs can be more tax-efficient
      • 8%也要看买的价位吧
        • yes
    • ETF实际是股票的集合,是MF的进化版,买卖比MF灵活而且年费低不少。任何账户能买股票就能买ETF。分红实际是是从那些股票而来。另外,报税用的T3要到3月底才来。
      • 说对了一部分。其实ETF多种多样,里面的投资可以是石油/黄金/债券各种金融产品,即使股票类ETF分红也未必完全来自于其投资的股票,还可以通过其它策略比如Covered Call 增加收益。
        • 那个covered call 是 dividend,算在 distribution 里,distribution 里包含了
          Eligible Dividends
          Non Eligible Dividends
          Other Income
          Capital Gains
          Return of Capital
          Foreign Income
          Foreign Tax Paid
          一大堆东西,增加报税难度,而且 ETF 税单来得太晚,经常拖到四月份

          所以我喜欢买个股...
          • 我若干年以前买过一次,也是嫌它的T3太晚,所以现在要报税的账户里不再有ETF之类的。另外,我觉得covered call的盈利应该会算在T3的capital gain里面。
            • (#13502838@0) +1
          • 少打了一个“不”
          • 不对吧。 哪有那么复杂 ?
        • You are right. 我是因为楼主说是投资小白,所以只说了股票部分。
    • 我给你推荐一个股票吧。XOM,每个季度的股利是0.87USD,一年$3.48。现在股价47.97,收益超过4%不少。如果你就想吃利息,这个挺好的
    • 说到买ETF,它可以像买股票一样的买和卖。但是我观察了许多交易平台的ETF,它们每天的交易量小到只有1000手,甚至更少,总之交易量很有限。那么我的问题是:是不是想出手很难呀?
      • 看哪个平台??
        • 请看这一个,今天的交易量只有4400手:
          Find the latest TD CANADIAN EQUITY INDEX ETF (TTP.TO) stock quote, history, news and other vital information to help you with your stock trading and investing.
          • 还真是
            • 我看了很多etf,每天的交易量都很少。是不是有其它方式出手?我不知道。
              • 那真不如买股票
      • 有不少ETF交易量很小,出手不难就是交易成本高(买卖价差大,但没有卖不出去的),长期持有就无所谓
        • 每天交易量少,如果手头有几千股,要买完可能需要交易好几天才能全部出手,交易成本就更高了
        • 就是想长期持有,比MF 稍微好点就行了,只是挺奇怪ETF交易这么小,是不是持有的人比较少?
          • 可能是,持有人都想长期持有,不想靠短期交易赚钱
          • 美加两地都有些high dividend ETF而且交易量可以的。
            加国的看 BMO series, iShares,Vanguard of ETF, 美国的选择多了, 熟悉的看ishare 和vanguard的。
      • ETF 不同于股票。一个 ETF 可以是另外一个的两倍的总值,但交易量只有一半,都是十分可能的。ETF是看多少需求,相应的发行units。
    • qqq