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有点不懂，用信用卡付账但不算cash advance吗？如果收利息的话不是得不偿失？

ruoer(船长)

Similar to the hold period that may apply when you deposit a cheque, if your pre-authorized payment is being made from a bank account you have at another financial institution (other than Scotiabank), the payment amount may be held for up to 5 business days after the scheduled payment due date. During the hold period, the payment amount will be applied to your credit account, but the amount of that payment will not be available for use for any transactions until the hold period is over. Once the

Full Story:
https://help.scotiabank.com/article/what-does-it-mean-that-my-pre-authorized-credit-card-or-line-of-credit-payment-is-on-hold?origin=dotcom_help#main

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Last Updated: 2023-3-4
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枫下家园 / 钱财税务 / 有scotia momentum visa卡，但保险公司没有网页付费模式，电话给信用卡信息安全吗？ -canada808(canada808); 2023-3-4 (#15244103@0)

什么叫网页付费模式？ -newcomer78(不知道叫什么好); 2023-3-4 (#15244144@0)

就是网站填信用卡信息，只能电话提供 -canada808(canada808); 2023-3-4 (#15244418@0)

你得说哪家保险公司，或者不说仔细读账单上小字ways to pay -w4b(w4b); 2023-3-4 (#15244348@0)

可以信用卡付款，当时要打电话，电话提供信用卡 -canada808(canada808); 2023-3-4 {28} (#15244420@0)

travelers insurance canada

我以前给装修公司/暖气维修公司用电话信用卡付款没有问题。这个看起来正规的公司电话应该没问题 -w4b(w4b); 2023-3-4 (#15244466@0)

如果是你从你保险公司的网站上找到的电话打过去就安全。如果是有人打电话给你自称保险公司就不安全 -tzm_oasis(绿洲); 2023-3-4 (#15244428@0) +1

怎么确定接线员不把信用卡信息泄漏？ -canada808(canada808); 2023-3-4 (#15244454@0)

这个没办法吧，要是这么担心，没法用信用卡了。银行也不行了，银行的工作人员都能看到客户账户，想动的话，肯定可以动。 -starrystarrynight(StarryNight); 2023-3-4 (#15244461@0) +3

对啊，如果这么担心，在商店也不能用信用卡，被摄像头拍到卡号也会泄露 -tzm_oasis(绿洲); 2023-3-4 (#15245252@0)

有点不懂，用信用卡付账但不算cash advance吗？如果收利息的话不是得不偿失？ -ruoer(船长); 2023-3-4 {955} (#15244487@0)

Similar to the hold period that may apply when you deposit a cheque, if your pre-authorized payment is being made from a bank account you have at another financial institution (other than Scotiabank), the payment amount may be held for up to 5 business days after the scheduled payment due date. During the hold period, the payment amount will be applied to your credit account, but the amount of that payment will not be available for use for any transactions until the hold period is over. Once the

Full Story:
https://help.scotiabank.com/article/what-does-it-mean-that-my-pre-authorized-credit-card-or-line-of-credit-payment-is-on-hold?origin=dotcom_help#main

不算cash advance，算消费。 -rockall(we will, we will); 2023-3-4 (#15244489@0)

我刚才把链接贴错了。Scotia 网页说算的？ -ruoer(船长); 2023-3-4 {626} (#15244501@0)

Paying a bill using a credit card or line of credit is treated the same as getting a cash advance. You'll be charged interest from the time you make the payment, just like you would for a cash advance.

Full Story:
https://help.scotiabank.com/article/what-happens-when-i-pay-a-bill-using-my-credit-card-or-line-of-credit-account?origin=dotcom_help

那是指在scotia网银里做bill payment。给信用卡号给商户由商户扣款不算bill payment。 -dongji(冬季阳光); 2023-3-4 (#15244516@0) +1

谢谢 -ruoer(船长); 2023-3-4 (#15244536@0)

如果你登录到credit card 账户付账，或者用它给的支票付账（特别误导），都算 cash advance。如果你登录保险公司账户，输入信用卡信息，或者在它的收款机现场或通过电话告知信用卡号/日期/校验码，则算信用卡消费，grace period 内无利息 -w4b(w4b); 2023-3-4 (#15244527@0) +1

谢谢你的详细说明。 -ruoer(船长); 2023-3-4 (#15244537@0)

安全，要记住自己打保险公司的电话给它，不要随便接电话给人家卡号。另外有些保险公司这种算定期扣款，这张卡可以返现4%。 -dongji(冬季阳光); 2023-3-4 (#15244523@0)

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有点不懂，用信用卡付账但不算cash advance吗？如果收利息的话不是得不偿失？

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