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问了问机器人,回答: Shared car ownership can be a great way to reduce ownership costs. In Ontario, dual ownership of a car can be granted to any two parties, whether they are friends, relatives or colleagues.

The way it works is that both names will be put on the driver’s permit and any paperwork, such as the transfer of car ownership, must be signed by all parties.

In general, if one party of the ownership drove and hit a person, the other party would not be held responsible for the accident. However, in some states like Florida, joint owners of a vehicle share liability in the event of an accident, even if the one owner is not directly involved in an accident

If you do not drive the car, you may not need to be on the insurance policy. However, it is best to check with your insurance company to see what their policy is regarding this matter. They will be able to provide you with more information and answer any questions you may have.

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Replies, comments and Discussions:

  • 枫下家园 / 我爱我车 / 朋友准备买辆车,但他计划一年后回国了,我想到时候可能接手,如果让他现在买车的时候就把我名字写上去,那到时候就不用过户了,这样做,有什么缺点么?自己也没想到,问问大家,多谢。
    • 说白了,这类可能涉及利益的,一定简单的按你的是你的,他的是他的处理,你能放到一起做的也就是对你的家人,还可能不包括父母,孩子 +5
    • How good is your friendship?
    • 缺点就是你现在钻了空子,以后就会pay back。when and how? nobody knows.
    • 我倒有个更好的办法,直接你买了,他付钱开,一年后你接着开,妥妥一手车主。
      • 真朋友。
    • 你朋友的情况更适合短期Leasing +1
    • 这种风险与收益不成正比,而且考验人心与人性的事,你就别尝试了,挑战铁人三项更容易些 +1
      • 哪里有风险?
        • 😂撞了人 你朋友跑了 保险不够的部分 你给掏吧 +1
    • 你朋友既然只打算开一年,他直接接一个只剩一年的转lease不就行了。最多三年新的车还便宜很多。如果他一定要开全新的车那就多花钱吧。 +1
      • 楼上大家想多了,没说要买全新的车
        • 还人家想多了,你不就是想省那点儿税钱? +1
          • 对啊,有条文说不可以么?
        • 既然没说一定买全新的车,那就按我上面说的,接个剩下一年的lease是最方便简单省钱的。只是那样的话就跟你没什么关系了。
    • 疯了🤣。千万别干这么傻的事情, 他要是撞了人, 你要负责的 +4
      • 哪来的逻辑?
    • 你的车他开,那你需要保险把他加入名单吧? 实在是有些风险
      • 不是,是说只是2个人的名字都在ownership上。他开,当然他自己买保险,他的保险上没有我,我自己的保险上也没有他。
        • 车主是一定要在保单上的。 +2
          • 对方也是车主,两个车主必须在同一个保单上?
            • 对呀,就一张保单,对方放主驾,你放副驾,等一年后ownership过户到你一个人,改保险把他/她移除。
    • 相当于你买一辆车 租给他一年 没啥问题 保险写清楚 风险是他撞了 不管了 你得花钱修车
      • 保险写清楚?写什么?写在哪里?安省车险的基本概念就是借出车=借出保险,哦你说租出,那车主险不cover了,你得走商险。
    • 问了问机器人,回答: Shared car ownership can be a great way to reduce ownership costs. In Ontario, dual ownership of a car can be granted to any two parties, whether they are friends, relatives or colleagues.

      The way it works is that both names will be put on the driver’s permit and any paperwork, such as the transfer of car ownership, must be signed by all parties.

      In general, if one party of the ownership drove and hit a person, the other party would not be held responsible for the accident. However, in some states like Florida, joint owners of a vehicle share liability in the event of an accident, even if the one owner is not directly involved in an accident

      If you do not drive the car, you may not need to be on the insurance policy. However, it is best to check with your insurance company to see what their policy is regarding this matter. They will be able to provide you with more information and answer any questions you may have.

    • 还有一个办法,假结婚,夫妻之间过户不要钱。