×

Loading...
Ad by
  • 推荐 OXIO 加拿大高速网络,最低月费仅$40. 使用推荐码 RCR37MB 可获得一个月的免费服务
Ad by
  • 推荐 OXIO 加拿大高速网络,最低月费仅$40. 使用推荐码 RCR37MB 可获得一个月的免费服务

@

There are a few ways to do that.

1. Most of companies have some financial institute designated to manage the investement and you may have RRSP account with that institue. Each month you can maxmize RRSP room derectely from the salary. In that case. you may not have RRSP room left now.

2. If you still have RRSP room left, you can open an RRSP account with brokers in the banks or financial group like edward-jones(spl?) and put your money in it. The brokeer is going to help you to make the desicison on the investment and of course going to charge you.

3. Open an RRSP account with a bank like TD waterhouse and then manage the investment yourself. It is going to cost you, but cost youless than option 2.

Before open an RRSP account, certain paper , like previous TAX return doc which indicate how much room left for you, is going to be required to show you still have RRSP room left.

There is no rush to decide how much you need to buy RRSP now since you can still contribute to your 2001 RRSP till next Feb..
Report

Replies, comments and Discussions:

  • 枫下家园 / 生活杂事 / 年底到了,该买RRSP了。各位DX有什么经验/教训可以分享的?各位的RRSP都是在哪里买的,怎么管的?谢谢了。
    • any bank that you have account with.not really a big deal. Unless you want to consider registered investment . Just for RRSP saving, buy it anywhere.
    • There are a few ways to do that.
      1. Most of companies have some financial institute designated to manage the investement and you may have RRSP account with that institue. Each month you can maxmize RRSP room derectely from the salary. In that case. you may not have RRSP room left now.

      2. If you still have RRSP room left, you can open an RRSP account with brokers in the banks or financial group like edward-jones(spl?) and put your money in it. The brokeer is going to help you to make the desicison on the investment and of course going to charge you.

      3. Open an RRSP account with a bank like TD waterhouse and then manage the investment yourself. It is going to cost you, but cost youless than option 2.

      Before open an RRSP account, certain paper , like previous TAX return doc which indicate how much room left for you, is going to be required to show you still have RRSP room left.

      There is no rush to decide how much you need to buy RRSP now since you can still contribute to your 2001 RRSP till next Feb..
    • Is that true the sooner I contribute to RRSP, the more interest I could earn compare to other kind of savings and investments because the interest from RRSP is tax-free?
      • Yeah, but depends on how much RRSP you have.
        • OIC, thanks.
    • My company give me many forms to fill out during the first week, about the RRSP, DPSP, and EPSP. I even did not know what are those things? The Human Resourse is in the US, so just filled it out randomly.
    • TD银行。管理不善(拿去炒股去了,赚了不少,又赔进去了)。