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A townhouse of $200,000 with down payment of 25%(50,000), so you will have a mortgage of $150, 000. The monthly payment of the mortgage should be arround $1000. You will also need to pay:

1. The property tax, arround $2000 a year
2. Facilities (hydro, elec, gas, etc), arround $200 a month
3. Condo fee (if it's a townhouse), arround $200 a month

However, if you could lease the basement out, you should be able to get a leasing income of $300 to $700 depends on the situation of your house.

You could calculate the others by yourself.

BTW, you can find many useful information about home buying at the attached address.
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Replies, comments and Discussions:

  • 枫下家园 / 生活杂事 / 单身在多伦多,买一部新车,租一个APARTMENT,除去食品,通讯和娱乐和各种杂费.每月可以存上个1000-1200$.这样的开支正不正常?大家是这样的吗?
    • 嘿嘿,工资很高嘛.我存不到那么多.剩下500已经是侥幸了. :-)
    • 如果你年薪在5.5 -6 万, 可以达到.
      • 谢您了,这样的开支要买房得过多少年?如果要买房子,我的开支是节省了点还是奢侈了点?
        • 看你准备付多少首期和买多少钱的房子了.不过,从买房子来说,你稍嫌奢侈了点,新车花钱.
          • 再谢了,我想买个20来万的HOUSE OR TOWNHOUSE.首期想付个25%
            • A townhouse of $200,000 with down payment of 25%(50,000), so you will have a mortgage of $150, 000. The monthly payment of the mortgage should be arround $1000. You will also need to pay:
              1. The property tax, arround $2000 a year
              2. Facilities (hydro, elec, gas, etc), arround $200 a month
              3. Condo fee (if it's a townhouse), arround $200 a month

              However, if you could lease the basement out, you should be able to get a leasing income of $300 to $700 depends on the situation of your house.

              You could calculate the others by yourself.

              BTW, you can find many useful information about home buying at the attached address.
              • 嘿嘿,专家来啦....