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枫下家园 / 钱财税务 / 请问取消信用卡会影响credit record 吗？
-sooky(Sooky);
2022-6-1
(#14600615@0)
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Nope. To the contrary, some said it's not good to have too many credit cards.
-sailor(Ocean & Mountain);
2022-6-1
(#14600652@0)
+2
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Correct!
-datura(带刀山贼);
2022-6-2
(#14602216@0)
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如果取消最早的那张会有影响
-jtax(吾土吾民);
2022-6-1
(#14601357@0)
+1
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哎呀呀，我就是要取消它，因为积分太低了，还要付年费。最近我用了一个新的信用卡，积分直接转换成现金，而且没有年费
-sooky(Sooky);
2022-6-2
(#14602189@0)
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可以不用，不用取消
-googlebot(bot);
2022-6-2
(#14602213@0)
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可以不用，只付年费？可以要求downgrade,变成不付费的那种。
-235(豹脾气);
2022-6-2
(#14602223@0)
+1
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有年费就取消吧，
-googlebot(bot);
2022-6-3
(#14605332@0)
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哪家银行？和他们打电话取消，有的能把当年年费取消
-jtax(吾土吾民);
2022-6-3
(#14605398@0)
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No. Actually it’s good for your credit score.
When we build model, the number of trade lines is one of the predictors. If you have many accounts, it may impact your credit score
-datura(带刀山贼);
2022-6-2
{135}
(#14602217@0)
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我目前只有这两个信用卡
-sooky(Sooky);
2022-6-3
(#14605264@0)
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downgrade成不要年费的信用卡。最早的那张信用卡留着不要cancel，时间越长对你的信用分越有好处。
-figuregpf(figuregpf);
2022-6-14
(#14627402@0)
+2