Topic: 买了RRSP，但是没有配额，怎么办？ @华人论坛:枫下论坛 The Rolia Forum of

Save it for next year, or transfer it to spouse, -slimpiggy(瘦猪犹如插翅虎); 2001-8-9 (#161302@0)
我听说RRSP超过配额太多会罚钱的,而且罚得很恐怖. 但是低于2000元没关系 -zjoy(Joy); 2001-8-9 (#161311@0)

You are not going to get fined if you don't claim it, and $2000 extra for a life time -slimpiggy(瘦猪犹如插翅虎); 2001-8-9 (#161317@0)

问题在于, 即使我不申报这些RRSP,由于他们是在RRSP的帐户里,所以所得收益不用交税, 那样岂不是有空子可钻吗? -zjoy(Joy); 2001-8-9 (#161385@0)

You see I hate to discuss non-specific questions since there are too many 'IF"s, If you bough the RRSP after 2000, then you won't get fined, you can deduct it next year, the $2000 limit appliesto a life time contribution, the trick is that your RRSP dealer will send a 60(1) slip to CCRA for them to monitor your RRSP thing, over contribution is fined 1% per month for amout over contributed, basically to offset any gain on it,

provide detail when you ask a question or you run the risk of being misinformed and the only gets hurt is yourself -slimpiggy(瘦猪犹如插翅虎); 2001-8-9 {355} (#161418@0)

那么是不是可以这样说, 那位朋友买的RRSP没超过$2000的部分无所谓,超过的部分会被罚款(1%/月). -zjoy(Joy); 2001-8-9 (#161422@0)

If it's purchased after Dec 31, 2000, then it won't be fined even if it's over 2G, just use it next year, the point is, RRSP is not a good way to dodge taxes since it's under heavy scrutiny -slimpiggy(瘦猪犹如插翅虎); 2001-8-9 (#161425@0)

How high is your income and what do you do for a living? -slimpiggy(瘦猪犹如插翅虎); 2001-8-9 (#161535@0)

这个问题应该怎么回答?你是这方面的专家,我还是直说得好.瘦猪请进...我的收入是$50,000/年,打工仔一个,我先生今年年底应该能过来,他暂时没有工作.清瘦猪多多指点. -qiuqiu(秋秋); 2001-8-9 {87} (#161594@0)

Personally I hate RRSPs since it's functions are exaggerated, if you insist of doing it, put all your RRSPs in GICs, or BCE, which is the best stock of all time per my experience after 6000 tax returns -slimpiggy(瘦猪犹如插翅虎); 2001-8-9 {2192} (#161644@0)

sorry, should be 26%@50000 payable 8083 -slimpiggy(瘦猪犹如插翅虎); 2001-8-9 (#161648@0)
真是个好东东,感谢瘦猪的指点,我已经存下来了,准备好好研究一下.不管怎么说,你指出了报税的一些基本指导方向,之前真的是一窍不通. -qiuqiu(秋秋); 2001-8-9 (#161738@0)

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