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枫下家园 / 生活杂事 / 最近我听了两次上门人寿保险, 两个经纪人各执一词, 真不知到wholeLife 和 UniversalLife 哪个更好, 想请教大家.
-uid(㊣Miracle);
2001-8-29
(#183091@0)
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本坛讨论过几次。请用“人寿保险”，“UNIVERSAL LIFE” SEARCH 一下。
-rollor(Rollor);
2001-8-29
(#183098@0)
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Roller, you are always kind alth you didn't answer any of my questions as I didn't ask before. Anyhow I thank for your efforts and kindness for those guys ( did I know them? no)
-guest:;
2001-8-29
(#183127@0)
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to be simple, universal life = life insurance+ investment without guarantee. whole life = life insurance + guaranteed investment.
-mrviceroy(熊咆龙吟*Daniel);
2001-8-29
{775}
(#183188@0)
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UL与WL的区别：UL的投资选择很多，你可以提高高风险高回报的科技股的比例来获取高回报（可能会是高损失），也可以提高无风险低回报的Treasure Bill的比例来获取稳定的回报。它也有保证4%回报的（全部买T/B）。每年你有几次机会免费修改你的投资组合。WL的回报固定在3%-5%之间，一旦买了以后，你就不能顺便更改。可以说，UL是掌握在客户手里，而WL是掌握在保险公司手里。
-jimmyzhen(Jimmy);
2001-8-29
{329}
(#183211@0)
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Roller, last time I asked you about the broker that you recommended, and just after I went back I found his adv in news paper, Thank you very much for your warm heart !he's call YangJun, right? Then I didn't send you email for that. Thank you very much for your warm heart !
-uid(㊣Miracle);
2001-8-29
{110}
(#183165@0)
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请看我的帖子#133848，希望能对你有所帮助。
-jimmyzhen(Jimmy);
2001-8-29
(#183179@0)