Topic: 我的信用卡的Credit Limit只有1000$，现在需要一次付2000多，能不能先存一笔钱进去，然后付。请问可以这样做吗？会不会有什么问题？谢谢。 @华人论坛:枫下论坛 The Rolia Forum of

枫下家园 / 生活杂事 / 我的信用卡的Credit Limit只有1000$，现在需要一次付2000多，能不能先存一笔钱进去，然后付。请问可以这样做吗？会不会有什么问题？谢谢。 -yaozhang(yaozhang); 2001-11-14 (#261887@0)

不可以。信用卡是看信用额，不是看你帐上有多少，你不能超过你的credit limit. -jiajie66(jiajie); 2001-11-14 (#261896@0)
这是信用卡不是现金卡,Limit就是Limit.你把钱存进哪里? -jzwang(hello); 2001-11-14 (#261899@0)

我这样做过，至今没有发生什么问题。至于对其它有什么影响就不知道了。 -tomatoo(tomato); 2001-11-14 (#261920@0)
可以. 如果你存$1500, 你的CREDIT LIMIT就为$1000+1500=2500. 下个月, 你的CREDIT LIMIT又回到$1000. 你可以用这种方法来临时增高你的CREDIT LIMIT -dropoutinmiami(东北的饺子); 2001-11-14 (#261927@0)

No problem. -ericg(Eric); 2001-11-14 (#261929@0)
as a matter of fact, YOU CAN! write a cheque payable to your credit card payment cenre, your ACTUAL AVAILABLE credit for that period is MORE THAN 1000$, but usually try to avoid this to occur -tongbuyong(通不用); 2001-11-14 (#261970@0)
For alternative, you can call the credit card and transfer the credit to your bank account (usually no fee, takes a week). Then you can pay with your bank card or check. -poohbear(nothing); 2001-11-14 (#261977@0)
谢谢大家，我明天就去银行试试。 -yaozhang(yaozhang); 2001-11-14 (#261983@0)
可以，你存一万都可以，不过你每次只能刷1000，这就是Credit Limit。所以，你不得不刷两次！另外，不需要等到结帐日付款，你可以提前付，而且可以付好几次/月。 -icesnowman(爱江山不爱美人); 2001-11-14 {1075} (#261993@0)

你可以把钱存入信用卡帐户，一次付帐用掉最大额度。如credit limit $1000,你存$2000进去，你可以一次用掉$3000.可以用telephone backing一个电话转帐。我limit$500时用这种方法一次在网上付了$1000多。 -guest1(guest); 2001-11-15 (#262452@0)
I'm working for the banks. So this is my answer. -jeffrey815(Smartiecat); 2001-11-15 {552} (#262464@0)
Use Your Credit Card A Lot Doesn't Mean That You Will Have A Good Credit History.Your credit history is based on your period of owning a credit card. It's not based on how much you spent on the credit card. -jeffrey815(Smartiecat); 2001-11-15 {126} (#262467@0)

Smarttiecat, Which bank are you working for? And where are you? -poohbear(nothing); 2001-11-15 (#262661@0)

I'm working for HEPCOE Credit Union Online Banking division in Toronto. -jeffrey815(Smartiecat); 2001-11-15 (#262666@0)

Thanks. I had thought to ask you some questions. But I am in Vancouver. -poohbear(nothing); 2001-11-15 (#262708@0)

A question to ask you:When I first got credit card, I wanted to use it to pay my telephone bill. But the employee at bank told me that I would be charged interest as withdrawing money when I did it in that way. I could do that without interest only when I have registered my credit card at Bell. So I paid by my debit card.

My question is that what's the difference between I purchasing or paying such bill by credit card. If I pay my tuition bill by credit card, will I be charged interest? Thanks. -smallwhale(外有引力); 2001-11-15 {482} (#262728@0)

你用信用卡直接到ATM机上取钱、用信用卡的支票和用信用卡付bill，叫cash advanced，利息从你签字消费的那一天起算起，很不合算啊。 -tinydog(tinydog); 2001-11-15 (#262851@0)

The way to get around it if you want to do a cash advance is to over-paid your bill with the amount you are going to advance. Then you will not be charged interest. -jeffrey815(Smartiecat); 2001-11-18 (#266458@0)

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