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枫下家园 / 减价特讯 / 哈，MBNA smart cash 卡也hold不住了，所有的rebate都降到了一般的水平。
-youngking(EEstor);
2012-11-7
(#7887821@0)
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什么？哪来的消息？
-imwondering(不冬眠的松鼠);
2012-11-7
(#7887978@0)
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MBNA应该都发了通知。我前几天收到的。
-qdongdong10000(阿土伯);
2012-11-7
(#7887986@0)
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You still can get the same rate if you are qualified. Please just read the letter.
-yello(奔跑于R-O之间);
2012-11-7
(#7888008@0)
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又读了一遍,原来的3% 600,变成了2% 400了.看来又要换新卡了.
-ccra(税务局);
2012-11-7
(#7888017@0)
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1% 的 rebate有上限 $1250,即每月最多返款$12.5，加上上限400的2%=8刀，每月最多rebate 20.5，所以每月花够这个数，赶紧换别的cash rebate卡用
-llrm(-);
2012-11-7
(#7888034@0)
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啥卡比较好？
-blackscraper(橡皮鱼);
2012-11-8
(#7888125@0)
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好象400的2%包括在1250里面,即每月最多rebate 16.5
-littlesquirrel(cosmos);
2012-11-8
(#7888339@0)
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在合同上哪里可以找到关于1250上限的信息咯？
-angelamon(angelamon);
2012-11-8
(#7888566@0)
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如果你是持卡人，给你的信里写着呢。
-llrm(-);
2012-11-8
(#7888591@0)
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TD bought out MBNA in late 2011. Unfortunately, the Smart Cash card has changed (Oct 2012) for the worse.
-almondcake(爱吃土豆);
2012-11-7
(#7888028@0)
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It says can upgrade to smart cash world and get another 6 months 5% on gas and grocery. Does anybody knows what is the difference between two? anybody upgrade?
-98760(g2w);
2012-11-8
(#7888563@0)
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早就upgrade到smart cash world啦，收到同样的信。
-jameszhujian(james);
2012-11-8
(#7889003@0)
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刚打电话升级了。 不同的就是1%的reward 没有cap. smart cash那个花过1250就没有reward了。also the world card offers more benefits such as price match, it's all in their letter
-aiwowo(艾窝窝);
2012-11-9
(#7890302@0)
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capital one会不会好点？
-irvin(Irvin);
2012-11-8
(#7888598@0)
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1.25%，规则简单，没有废话。我用这个，还行。
-llrm(-);
2012-11-8
(#7888607@0)
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这个如何?
-livefish(活鱼);
2012-11-8
(#7889354@0)
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这个要求个人收入60K，我们家不符合阿。。。
-imwondering(不冬眠的松鼠);
2012-11-8
(#7889733@0)
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推荐这个卡，点数可以用来兑换Presto卡的消费，每次兑150刀，相当于2% cash back
-wanderingsnoopy(我爱史努比);
2012-11-8
(#7890104@0)
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请问是哪个卡啊， capital one有好几种卡吧
-aiwowo(艾窝窝);
2012-11-8
(#7890306@0)
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恩，听说了：（跟TD沾边就完蛋
-akoei(停车**枫林晚);
2012-11-8
(#7889431@0)
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以前也喜欢MBNA的这张卡，后来换了现在的三张卡：买菜加油用Scotiabank Infinity Momentum，4% cash back，没有月上限；Pre-Authorized or recurring payment(比如保险一类的）用Capital One的，costco店里用Scotia的AE gold，costco网上也用Capital One
-wanderingsnoopy(我爱史努比);
2012-11-8
(#7890127@0)
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4% cash back那个有年费的啊，如果G&G用的多的才合算。 另外我常去的中国超市和walmart好像不在他的List里面啊
-aiwowo(艾窝窝);
2012-11-8
(#7890317@0)
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请问loblaw，nofrill,和T&T在他们grocery的list上吗。谢谢。
-tattooo(绿茶);
2012-11-9
(#7890393@0)
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没错，气死人。想问一下，如果cancel掉这个卡，是不是减分数？如果要求降低credit limit呢？
-brownsbay(松柏常青);
2012-11-8
(#7890162@0)
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It's okay to cancel it. But there is no need to reduce the credit limit.
-sailor(Mountains&Ocean);
2012-11-8
(#7890233@0)
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credit limit会影响分数吗？好像car leasing都会要问几张信用卡，credit limit多少，包括mortgage， 是不是信用卡credit limit会影响这些。其实给的limit根本用不完。
-brownsbay(松柏常青);
2012-11-8
(#7890305@0)
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I don't really know. But as far as you pay off all balance every month, you should not worry anything.
-sailor(Mountains&Ocean);
2012-11-8
(#7890337@0)